How Invoice Dom Works
A simple, secure, and transparent end-to-end workflow designed to connect businesses, buyers, and financial intermediaries seamlessly across Dominica.
The 6-Step Receivables Financing Process
From invoice creation to final settlement — clear, auditable, and digital at every stage.
1. Register Invoice
Seller uploads invoice details, due dates, amounts, and supporting contracts to generate a unique cryptographic hash lock in the central registry.
2. Buyer Verification
The buyer receives notification and confirms invoice validity, goods delivery, and payment obligation with a single click in their portal.
3. Request Financing
Seller submits the verified invoice to approved commercial banks and financial intermediaries for transparent, competitive discounting bids.
4. Intermediary Review
Financial Intermediary reviews verified corporate data, assesses credit standing, approves financing terms, and executes digital factoring agreements.
5. Rapid Disbursement
Approved funding is disbursed directly to the seller's commercial bank account within 24–48 hours, immediately accelerating working cash flow.
6. Track Pay-downs
Buyers settle payment as scheduled on maturity date. Real-time updates reflect balance settlements and release reserves with immutable audit records.
What Each Participant Does
Clear responsibilities ensuring speed, safety, and mutual benefit across the Dominican supply chain.
Sellers (MSMEs)
Initiate the financing cycle by registering trade invoices. Benefit from prompt working capital, improved cash turnaround, and competitive discounting without pledging fixed real-estate collateral.
- Cash flow in 24–48 hours
- Competitive multi-lender rates
- Off-balance sheet financing
Corporate Buyers
Review and digitally confirm pending receivables. Enhance supplier relationships, streamline accounts payable administration, eliminate billing disputes, and empower vendor networks.
- 1-click digital verification
- Zero duplicate billing risk
- Optimized supplier liquidity
Financial Intermediaries
Access an authenticated pipeline of buyer-verified trade receivables. Deploy capital securely, minimize default risk through digital buyer verification, and track pay-downs with full auditability.
- Pre-verified corporate credit
- Digital document vaults
- Real-time settlement tracking
Enterprise Security & Legal Auditability
Every invoice, verification, and payment is protected by bank-grade safeguards and Dominican commercial law standards.
Central Duplicate Lock
Cryptographic SHA-256 hashing permanently locks each pledged invoice across all participating Dominican financial institutions, preventing double-financing fraud.
256-Bit Data Encryption
Bank-grade AES-256 at-rest and TLS 1.3 in-transit encryption shield all sensitive contract terms, counterparty tax records, and commercial banking details.
Certified Audit Evidence
Every step and approval produces an immutable, timestamped audit record admissible under Dominica commercial law and Eastern Caribbean legal evidence acts.
Ready to experience transparent receivables management?
Get started with Invoice Dom today and streamline your receivables workflow across Dominica.